Pavel Bains is the CEO of Bluzelle, a blockchain platform that builds enterprise level financial solutions: real-time payments, dynamic insurance, and identity management. Bluzelle works with British Telecom, TEMENOS, Desjardins and many other banks and insurers. In addition to fintech, Pavel is an expert in digital media having worked with Disney, Microsoft, Warners Bros, DreamWorks. Pavel is also a frequent contributor to Forbes, Huffington Post and Fast Company, writing articles in the areas of finance and digital media.